Since 2012

Current Circumstances
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Here is my current circumstances, my income and outgoings each month. | This may change from month to month, please keep checking.

You can use this to calculate my current circumstances and see what I can afford before entering into an agreement to repay any debt

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My Money / Month

February 2022

  • £1,101.11 - Universal Credit
  • £84.60 - Child Benefit
  • £0 - Income From Business
  • £0 - Income From Other Sources

 

  • ^ Total Income = £1,185.71
  • £84.60 - Child Benefit
  • £282.50 - Child Support from Universal Credit
  • £550 - Rent
  • £80 - Gas and Electricity
  • £100 - monthly Shopping
  • £50 - Internet Bill
  • £10 - Phone Bill
  • £25 - LittleWoods Credit Card
  • £25 - Vanquis Credit Card
  • £0 - Council Tax
  • £15 - Lowell (Debt Repayment)
  • £20 - Thanes Water Bill

 

  • ^ Total Expenses - £1,192.1

Monthly Balance is always -£56.39 because my outgoings are always higher than my income and therefore I have 0 available cash.

 

In order to get by and pay my bills, I tend to not pay one, one month and pay the other next month and attempt to catch up the next month.

I am sometimes forced to dip into the child benefit and child support portion in order to catch up and or buy shopping etc.


Any and all payment plans agree with a debt collector  will be paid over an average basis of £5 per month at the most.

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