Since 2012
Current CircumstancesTo Save Time Asking
Here is my current circumstances, my income and outgoings each month. | This may change from month to month, please keep checking.
You can use this to calculate my current circumstances and see what I can afford before entering into an agreement to repay any debt


- £1,101.11 - Universal Credit
- £84.60 - Child Benefit
- £0 - Income From Business
- £0 - Income From Other Sources
- ^ Total Income = £1,185.71
- £84.60 - Child Benefit
- £282.50 - Child Support from Universal Credit
- £550 - Rent
- £80 - Gas and Electricity
- £100 - monthly Shopping
- £50 - Internet Bill
- £10 - Phone Bill
- £25 - LittleWoods Credit Card
- £25 - Vanquis Credit Card
- £0 - Council Tax
- £15 - Lowell (Debt Repayment)
- £20 - Thanes Water Bill
- ^ Total Expenses - £1,192.1
Monthly Balance is always -£56.39 because my outgoings are always higher than my income and therefore I have 0 available cash.
In order to get by and pay my bills, I tend to not pay one, one month and pay the other next month and attempt to catch up the next month.
I am sometimes forced to dip into the child benefit and child support portion in order to catch up and or buy shopping etc.
Any and all payment plans agree with a debt collector will be paid over an average basis of £5 per month at the most.